1 23 (twenty-twelfth lunar month), Shenyang fireworks ban the region limited release. Lifting the ban on firecrackers add to the festive atmosphere of traditional festivals, but also to the open-air parking car owners to bring trouble. Wounding door glass cracked ... ...
Chinese New Year firecracker injuries
car damage claims to be? reporters after investigation, the insurance company is currently no special insurance launched firecrackers, Che Sunxian such insurance can not be achieved alone were wounded vehicles full of firecrackers claims.
Che Sunxian firecracker injuries compensation
car
95518
PICC staff told reporters that the company each year during the Spring Festival fireworks injuries received daily vehicle report. Ranging from body scratches, paint has been spent firecrackers collapse, while in the glass break, the body burned.
It is understood that the insurers did not launch the fireworks for special motor vehicle insurance, vehicle owners can only Jusun Xian, no separate deductible and glass breakage to the vehicle to be injured by firecrackers damage claim. Che Sunxian terms:
Insurance experts say, fireworks injuries have to exclude malicious damage car, belonging to malicious damage, loss should be borne by the accident, the owner just can not get insured Che Sunxian compensation. It was intentionally injured, claims officers need to be determined after site inspection.
experts also remind their family members insured fireworks are not a result of car damage insurance, can not get insurance claims. But generally not good to confirm whether their own side to set off firecrackers,
provisions of the three major insurance companies that pay
Distinct
In fact, many vehicles were injured by firecrackers will encounter However, in matters relating to specific claims, when the compensation provisions of each insurance company is different.
Ping An Insurance 95512
staff told reporters on a Che Sunxian and not deductible insurance for the vehicle body damages, 30% of franchise, and for being injured by firecrackers on the glass you need to separate the risk of breakage of glass After the loss can be compensated. If prevention side mirror or lights were injured, you need to insure the new side mirror or headlight damage insurance.
Pacific Insurance 95,500 staff, said the situation for the firecracker injuries car, only broken glass can be compensated, and other such body is collapsing, the case painting fried flowers, even if Che Sunxian not claim insurance. If the insured individual breakage of glass, blown glass, available in full Peifu broken.
PICC For Che Sunxian and non-deductible insurance of vehicles, in the body, after the glass can be injured by firecrackers after the scheduled loss compensation. Remind staff, no need to provide the main accident certificate issued by the local police station, the insurance company also has 30% of the franchise.
reduce the sensitivity of anti-theft
blew
view of this, if the vehicle is only insured Jusun Xian is very difficult for fireworks in the vehicle or glass tore the case for a full settlement of claims. Insurance experts advise car owners: the best car park in the underground car park, if the open-air park in the district, do not park on the grass, trash or other flammable objects around.
an insurance company manager, Mr. Zhang reminded: During the Spring Festival, the best car in the car hood cover removed, mostly because the car hood flammable materials, more easily ignited by fireworks Mars.
addition, especially during the Spring Festival New Year's Eve firecrackers noise, car alarm will continue to cause alarm, for too long may cause the battery power runs out resulted in the start.
To avoid this situation, Mr. Zhang to remind owners, you can advance to the 4S shop or auto repair points to reduce the sensitivity of the alarm. There is also the owner simply to unplug the alarm fuse, so that temporary loss of the role of anti-theft devices, but because of insecurity, not recommended.
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